Found 19 blog entries tagged as buying a home.

Winter Real Estate Selling

Selling your home in the winter season has some advantages and can also offer unique opportunities and benefits for both, the buyers and the sellers.

LESS COMPETITION

Since fewer homes are typically listed for sale in the winter, your home may stand out more and attract more potential buyers.

SERIOUS BUYERS

People looking to buy a home during the winter season are often more serious and motivated, which can lead to quicker and smoother transactions.


FASTER CLOSING

Lenders, home inspectors, and other professionals involved in the home selling process may have more availability and shorter wait times during the winter months, leading to a faster closing.

Give us a call if you are planning to sell your home this winter…

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Dear Reader,

Have you ever noticed that some TV shows stereotype lawyers, doctors, and even real estate agents like me?

Real estate agents, for example, are often seen hammering in lawn signs, hosting open houses, and making deals.

But, of course, there’s more to the story than that.

Sure, I do a lot of work for my clients during a transaction — helping them find and buy the home of their dreams and, in many cases, helping them sell their current properties, quickly and for the best price.

But there are many less glamorous things I do for clients that don’t make it on a TV show that are still important to you.

I stick with my clients for the long-term, helping them maximize the enjoyment of their homes. I do that by staying in touch…

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Save energy and money

If you want to reduce your home energy costs, the easiest way is to turn the thermostat up or down. In fact, you probably won’t notice a difference of 2 degrees either way — and the savings can be substantial.

However, if you want to lower your bill even further each month, here are some additional tips that are relatively easy to implement:

1) Plug or fix the drafts. Even in newer homes, air filtration can occur at windows and doors. So, check around your home for drafts. Windy or cold days are the best days to check. Then, get any drafts you find repaired or, at least, temporarily plugged.

2) Check the attic. Heat rises and can escape through the attic. So, once a year, check the attic insulation for thin or bare spots. The insulation…

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What You Need to Obtain a Mortgage

A home purchase is one of the largest assets and the biggest debt that a person will have. If this is your first time obtaining mortgage, then there are a few things that you need to know about what is required to qualify.

Credit History: How is your current credit and how has it been in the past? Your financial institution will look at your rating, and that everything is in good standing. If you are able to manage your debt, then it reflects on your ability to manage house payments.

Debt Load: What are your liabilities? How much debt do you have? Your financial institution will look at the amount that you owe compared to the amount that you earn. Your debts should not exceed 40 to 42 % of your gross…

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